Blog Posts - Ask An Insurance Question



Pay For it or File Insurance Claim?

I am unsure if I should go through insurance because I’m not sure if they would make my dad pay a deductible and if his rates would go up, or if I should just go the paint job way and pay out of pocket? The post Pay For it or File Insurance Claim?
by Car Insurance Guidebook on Nov 6, 2015

Can I Be Double Charged for Insurance?

I was with an insurance company and they told me that they were cancelling my policy so I switched to another company. The 1st company actually never canceled my policy. Should the 2nd company owe me a refund since I was Double insured? The post Can...
by Car Insurance Guidebook on Oct 27, 2015

How Long Does a Car Accident Affect Your Insurance?

"So last year in 2014 in August, I was in a really bad car accident (it was my fault) and naturally my insurance went up drastically. (it went from 90$ to 190$) Its been almost a year and a half with my new car and no accident and still my insurance...
by Car Insurance Guidebook on Oct 14, 2015

My Friend’s Car Insurance

Does my friend’s car insurance cover an accident or does mine, if I am driving his car? Question: I got into a car accident when I was driving my friend’s car, will the accident be paid for under my insurance or my friend’s car ins...
by Car Insurance Guidebook on Oct 7, 2015

How Much Will My Car Insurance Go Up After An Accident?

Because we get this question at least once a week, it deserves it's own post. Now this is not to say that this is a bad question, it is a very valid question and one that can cause a lot of anxiety. Unfortunately, this is the only answer that we can...
by Car Insurance Guidebook on Sep 24, 2015

Florida SR22 and FR44 Insurance

Depending on what driving troubles you have found yourself in, you may be required by the state of Florida to either have Florida SR22 insurance or Florida FR44 insurance. The post Florida SR22 and FR44 Insurance appeared first on Car Insurance Guide...
by Car Insurance Guidebook on Nov 28, 2014

Rental Car Claims

Question: The other person's insurance company is telling me that I am only authorized for a rental car for two days, but what if the repairs to my vehicle take longer than that? The post Rental Car Claims appeared first on Car Insurance Guidebook.
by Car Insurance Guidebook on Oct 1, 2014

Rental Car Claims

Question: The other person's insurance company is telling me that I am only authorized for a rental car for two days, but what if the repairs to my vehicle take longer than that? The post Rental Car Claims appeared first on Car Insurance Guidebook.
by Car Insurance Guidebook on Oct 1, 2014

Don’t Let Columbus Car Insurance Fool You

The State of Ohio created car insurance law to protect the drivers in their state. The most prominent car insurance laws are the ones that require all registered vehicle owners to purchase a minimum amount of Columbus car insurance. Unfortunately, th...
by Car Insurance Guidebook on Sep 6, 2014

Insuring Rebuilt Title Vehicles

As far as I know you should be able to get insurance on a vehicle with a rebuilt title in any state. The post Insuring Rebuilt Title Vehicles appeared first on Car Insurance Guidebook.
by Car Insurance Guidebook on Jul 1, 2014

Suspended License and Future Insurance

Yes, anytime you have a suspended license your future insurance will be affected. You should still be able to get insurance, it will just be at a much higher premium than what you were playing before your license was suspended. The post Suspended Lic...
by Car Insurance Guidebook on Jun 19, 2014

Controlling Your Fremont Car Insurance with Traffic School

If you have been driving for any amount of time, you know that any traffic tickets or accidents that you get affect your Fremont car insurance. Once you start getting these items on your driving record, your insurance company starts to see you as a h...
by Car Insurance Guidebook on Jun 11, 2014

Car Insurance Goes Back to Basics?

A: That sounds highly illegal to me. An insurance company cannot change your auto insurance coverages without your consent, except in regards to your insurance premium. The post Car Insurance Goes Back to Basics? appeared first on Car Insurance Guide...
by Car Insurance Guidebook on Apr 17, 2014

Money, Education, and Glendale Car Insurance

None of us like to give up money to the government, whether it is in the form of taxes, fines, or otherwise. Now, there isn’t anything we can help you with in regards to taxes. However, we can help you save some money in connection to driving.The p...
by Car Insurance Guidebook on Apr 2, 2014

Why Do I Keep Getting Rate Increases if I Have a Perfect Driving Record?

When there is a rate increase on your insurance premium there is a reason for it, even if you don’t think there is. Usually these increased insurance premiums are the result of a car accident or a ticket you may have had in the last coverage period...
by Car Insurance Guidebook on May 21, 2013

Why Do I Keep Getting Rate Increases if I Have a Perfect Driving Record?

When there is a rate increase on your insurance premium there is a reason for it, even if you don’t think there is. Usually these increased insurance premiums are the result of a car accident or a ticket you may have had in the last coverage period...
by Car Insurance Guidebook on May 21, 2013

How Can I Get The Best Insurance Settlement on my Car When my Insurance Company Won’t Budge on the Appraisal?

Standing firm and doing your research is the best way to increase the insurance settlement. Your insurance company is all about the bottom line. They are in business to make money; and they do so by collecting your premium, not from paying out on cla...
by Car Insurance Guidebook on Mar 25, 2012

If I Got a Ticket for Running a Red Light will my Insurance Company Raise my Rates?

Saying an insurance company will or will not increase your rates for a single ticket is almost impossible to say for sure. There are too many other factors that also determine if a rate increase will happen.
by Car Insurance Guidebook on Mar 21, 2012

Can You Get a Ticket in Florida for Having No Proof of Insurance, even When Driving another Person’s Car?

Yes, you can get a ticket in the state of Florida for not having proof of insurance on you when driving another person’s vehicle.“The Financial Responsibility Law requires owners and operators of motor vehicles to be financially responsible for d...
by Car Insurance Guidebook on Mar 20, 2012

If I Get Into An Accident With My 49cc Motor Scooter, Will My Uninsured Motorist Coverage Transfer To It From My Car?

My initial answer to this question was no, and I will tell you why. You can’t transfer insurance coverage from one vehicle to another.
by Car Insurance Guidebook on Mar 13, 2012


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