Blogs Posts on "Credit Crunch"

The End of History and the Future of Regulation by The Third Estate on Nov 20, 2009Guest post by Carl Packman In my opinion, that famous neo-Hegelian thinker Francis Fukuyama – the man responsible for the predication in the late eighties/early nineties that at the fall of the Berlin Wall, the end-of-history had loomed upon us, an...

How can the appraised value of a home be ok with a mortgage lender yet be too high for a PMI company? by Financial Planning on Nov 6, 2009The conventional mortgage with 90% ltv for a home I am buying next week has been approved by the mortgage company based on the appraisal the mortgage lender sent out however the PMI company believes the home is worth about 000 less than the appraiser...

Is now the right time to take out a new Mortgage and buy a home? by Talk Money Blog on Nov 3, 2009As the editor and the money saving expert here at talk money blog I am often asked if now is the best time to take on a new mortgage and buy a new home, here are my money saving tips. Ask ten people whether they think the time is right to venture bac...

CIT Files Bankruptcy by Our Happy Money on Nov 1, 2009CIT Group Inc., a 101-year-old commercial lender, filed for bankruptcy to cut $10 billion in debt after the credit crunch dried up its funding and a U.S. bailout and debt exchange offer failed. CIT listed $71 billion in assets and $64.9 billion in de...

The Ultimate Guide to your credit – and how to get it by Talk Money Blog on Oct 27, 2009The money saving experts who offer money saving tips suggest your credit rating could suffer as a result of you not understand what credit terms are all about. It can be hard to navigate the credit minefield, which is littered with technical terms an...

Don’t let the postal strike wreck your credit status by Talk Money Blog on Oct 23, 2009Cheques, utility bills and credit card payments, loan payments and mortgage payments may be held up or returned to their senders during the round of postal strikes that are causing backlogs and confusion around the country - and your credit rating co...

The Borrowers by A View from Middle England by Arden Forester on Oct 22, 2009As human beans, we are being slowly put into the bean counter to maximise our worth to a profligate government that sees borrowing as a means to an end. Paying back is someone else's business. Gordon Brown may as well be a tiny person living under my...

Mortgage lenders to test borrower’s affordability for home loans by Talk Money Blog on Oct 20, 2009The Financial Services Authority (FSA) has released their mortgage market review discussion paper and they have outlined their proposal for tougher regulations. It is evident that they will be more authoritarian and intrusive in the way they regulate...

Over 50s “Hit Hardest” by Debt and Credit Crunch by IVA and Debt News on Oct 16, 2009The credit crunch is hitting the whole of the UK hard, bit it seems as through the over 50s are the ones who are suffering the most. Research by the Post Office reveals that almost half of the 50-plus need help to manage debt as they resort to using...

10 ways to beat identity fraud by Talk Money Blog on Oct 14, 2009You may think the odds are in your favour when it comes to being a victim of identity fraud. But using other people’s stolen personal details to obtain credit and commit scams is one of the UK’s fastest growing crimes - and the fraudsters...