Blog Posts - Debt Credit Card



What Can I Do to Improve a Low Credit Score?

Readers: This is article 20 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. A low credit score can affect your life in more ways than you might think — which is why it’s important to maintain the highest...
by Len Penzo dot Com on Aug 18, 2016

What Should I Do if My Credit Card Application Is Rejected?

Readers: This is article 19 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Nobody wants to have a credit card application rejected, but it happens. If your application was denied, the good news is there are steps y...
by Len Penzo dot Com on Aug 4, 2016

How Can I Find My Credit Score for Free?

Readers: This is article 18 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Your credit score is a financial report card that tells lenders how risky it is to do business with you. The higher your score, the more li...
by Len Penzo dot Com on Jul 22, 2016

What Is a Credit Score?

Readers: This is article 17 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Your credit score is a financial report card that tells lenders how risky it is to do business with you. Scores range from 300 to 850.The h...
by Len Penzo dot Com on Jul 14, 2016

Consider A Credit Card Debt Settlement Company

Having a credit card is a heavy responsibility. For most of us, we get carried away with spending carelessly and not realizing the consequences we may have to face later on. Credit card debt......

4 best strategies for a lower credit card interest

Regarding Bank of America, two third of American card holders have credit card debt in months. And some less experience users are sharing a dangerous idea of carrying the balance month to month to keep the credit active. You are charged interest on t...
by Your Smart Credit on May 12, 2016

3 best strategies for a lower credit card interest

Regarding Bank of America, two third of American card holders have credit card debt in months. And some less experience users are sharing a dangerous idea of carrying the balance month to month to keep the credit active. You are charged interest on t...
by Your Smart Credit on May 12, 2016

5 Credit card usage styles needed to know [Infographic]

Who are you in credit card field? You are one of 176.8 million credit card holders in U, and average each of us own more than 8 cards. This figure also shows that credit cards are playing an important role in our life. Using credit in a good way bene...
by Your Smart Credit on Apr 25, 2016

5 Credit card usage styles needed to know [Inforgraphic]

Who are you in credit card field? You are one of 176.8 million credit card holder in US and average each of us own more than 8 cards. The figure shows credit cards are playing an important role in our life. Using credit in a good way benefits your li...
by Your Smart Credit on Apr 25, 2016

How to deal with credit card rate is rising

In early of 2016, we saw a higher interest rate on credit card, and it will be climbing even another top this year. What should we do? Keep scary on your new credit card rate with current debt or fight it back? Gather all no-rate cards now Credit car...
by Your Smart Credit on Mar 29, 2016

What Is a Balance Transfer Credit Card?

Readers: This is article 8 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Balance transfer cards are specifically targeted for those who are looking to consolidate debts spread across multiple credit cards by trans...
by Len Penzo dot Com on Mar 11, 2016

How Should I Choose a Student Credit Card?

Readers: This is article 7 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. For younger people who are just getting started in life, a student credit card is a terrific way to help establish a positive credit history...
by Len Penzo dot Com on Mar 10, 2016

Finally The Best Way To Get Out Of Debt For Free

OK, so you are in debt. Don't panic...act.Is there help for debt consolidation? Sure, there is; and the help is available for free.If you are in debt and need help you should never EVER pay any kind of debt management company. If you are in the...
by Smarter Incomes on Jan 9, 2016

5 Simple Tips to Avoid Debt in Your Everyday Life

Many people today struggle with the problem of getting out of debt, but let’s face it – the best option is to avoid it in the first place. I know that sometimes that’s easier said than done, especially if you already have debt from credit c...
by Color Me Frugal on Dec 21, 2015

5 Simple Tips to Avoid Debt in Your Everyday Life

Many people today struggle with the problem of getting out of debt, but let’s face it – the best option is to avoid it in the first place. I know that sometimes that’s easier said than done, especially if you already have debt from credit c...
by Color Me Frugal on Dec 21, 2015

Tips for Paying Off 2015 Holiday Debt

If you’re not paying pay cash during the past Christmas season, your credit card bills from the 2015 holiday season will start hitting you mailbox in January. Are you ready to feel the pinch from buying grandma that must have sweater for Christ...
by Yes, I Am Cheap on Dec 10, 2015

How Interest rates makes having credit card debt riskier

Today many Americans are suffering from debt, and a group that needs to take notice are people who carry a balance on their credit cards. Consumers have been taking on more credit card debt,... Read more of the post How Interest rates mak...

How Can I Pay Off My Credit Card Debts?

Readers: This is article 3 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Because credit card interest rates can be as much as 20% or more, its extremely important to pay off your credit card debt as fast as possib...
by Len Penzo dot Com on Jul 9, 2015

How Should I Choose a Credit Card?

Readers: This is article 2 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Not all credit cards are created equal. In fact, when choosing a card, you’ll quickly discover that there are hundreds of options for...
by Len Penzo dot Com on Jul 2, 2015

What Is a Credit Card?

Readers: This is article 1 of 25 for my new no-nonsense “Credit Card Basics” quick-reference series. Credit cards allow people to borrow money from their bank or a financial institution for the purchase of consumer goods and services. Bec...
by Len Penzo dot Com on Jun 19, 2015


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