Blogs Posts on "Mortgages"

Should You Pay Off Your Mortgage? Someone Told Me You Should Not In Case Of Law Suits? by Mortgage and Financial Blog on Nov 22, 2009Someone said if you don’t pay off your entire mortgage, then if someone falls on your side walk and sues, the bank will be drawn into the suit, and so you won’t lose your house as easily. Should you pay off your mortgage or leave some?

What Kind Of Credit Or Debt To Income Ratio Do You Have To Have To Get Approved For A 175k Mortgage? by Mortgage and Financial Blog on Nov 22, 2009I heard that almost anyone can get a mortgage these days if you have a decent beacon score. I have one, but my wife doesn’t. We can’t get approved! I’m trying to get approved myself right now, but we’ll see….

Landlord Stopped Paying Mortgage And Stopped Foreclosure By Filing Bankruptcy, Can I Leave? by Mortgage and Financial Blog on Nov 22, 2009Landlord stopped paying mortgage for like 6 months and stopped foreclosure by filing bankruptcy on the day of the auction, and told us that bout her 3-6 months before she can file file for bankruptcy again, buying more time, CAN WE Leave?

I Have Heard That Some Banks Are Willing To Buy You Out Of Your Home If You Buy Their Foreclosure. Any Truth? by Mortgage and Financial Blog on Nov 22, 2009I have heard that some banks for willing to buy you out of your home if you will buy one of their foreclosure’s. Does anyone know if there is truth to this?

Can You Get A Decent Joint Mortgage If One Has A Good Credit Rating And The Other Bad? by Mortgage and Financial Blog on Nov 22, 2009My girlfriend and I have a joint income of aroung £55k but whilst I have a very good credit rating, hers is bad with a number of defaults. She is with a debt management company and will clear her debt in the next two years. Do we have any chance of...

Can You Person Own The Mortgage And Another Person Own The House? by Mortgage and Financial Blog on Nov 22, 2009I am wanting to buy a house for a friend of mine in a different state, her credit is bad and will not get a mortgage. Can I get the mortgage and have her as the owner of the house so that she can get the $8,000 tax credit? It will be her [...]...

Does Anyone Know How To Obtain Foreclosure Lists From Banks? by Mortgage and Financial Blog on Nov 21, 2009I’d like to know how to obtain actual foreclosure lists from banks instead of going through a service that usually has unreliable or misinformation.

How Do You Draw A Contract Up For A Mortgage? by Mortgage and Financial Blog on Nov 21, 2009I’m interested in paying off my buddy’s mortgage and have him pay me all that interest instead of the bank. How would I draw a legal contract with him to take over the mortgage.

Understanding Jumbo Mortgages by Mortgage Interest Rates on Nov 21, 2009A jumbo mortgages is a home loan that exceeds the limits set by Fannie Mae and Freddie Mac. How are jumbo loans different? What differentiates jumbo mortgage loans is the loan amount. At present, loan amounts that are higher than $417...

How Do You Avoid Foreclosure? Try a Counselor. by Financial Elite on Nov 19, 2009Many of the people we have covered with mass amounts of debt have turned to credit counselors to pay off their debt. So why not do the same to avoid foreclosing on your home?A study released today revealed that housing counselors are helping trouble...