dollaranddollar Profile

Join Date:
2009-02-26

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A Personal Finance Blog about Banking, Credit Card, Mortgage and Finances

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Other Tags: banking, credit carrd, mortgage, finances, real estate

Latest Blog Posts

  • Thankyou California…….
    on Feb 27, 2009
    I e-filed my taxes towards the beginning of February.  My Federal tax refund has been credited to my bank yesteday. :-) Thanks to Feds - there is no delay there. However, when I checked status of my California refund on Franchise Tax Board website.
  • American Express Credit Card offers $300 incentive to cancel accounts
    on Feb 26, 2009
    We have seen credit card companies reducing credit limit due to numerous loan delinquencies.  Now, American Express - one of the  largest US credit card company is offering $300 incentive to select card members  if they close their accounts. To b...
  • $10,000 tax credit for new home buyers in California
    on Feb 26, 2009
    California Lawmakers included $10,000 tax credit for New home buyers if purchased as primary home.   The good news is that this tax credit not limited to first time home buyers.  The bill set aside 100 million dollars for this purpose and it's fir
  • Universal mobile charger, one charger for every phone
    on Feb 26, 2009
    It's coming... well not so soon Mobile industry unites and agreed to come up with a Univresal mobile charger but no soon.  The plan is to have it by 2012 :-( yes... 3 years from now.  According to gsmworld.com press release this is an ambitious ta
  • Homeowners insurance - Dwelling coverage limit
    on Feb 26, 2009
    I am in the process of refinancing my primary residence mortgage with PenFed.   Everything is going smooth so far.  As part of the refinance, I had to provide copy my homeowner's insurance policy.  Couple of days back I received call from the loa
  • Fidelity account aggregation service powered by Yodlee
    on Feb 26, 2009
    I always wanted to see snapshot of my networth in one place.  I have rollover ira, roth ira and 529 accounts with Fidelity.  Fidelity provides account aggregation - powered by Yodlee to all the account holders. Couple of years back I registered wi...
  • Citi Upromise mastercard will be BoA Upromise
    on Feb 26, 2009
    This is our family's primary credit card for majority of purchaes.  We have been using since 2002/03 and accrued couple of thousands in Upromise account charging between this card and other cards. I received a letter early December about Citi Uprom
  • Capital One closed my Credit Card account
    on Feb 26, 2009
    Capital One closed my credit card account citing inactivity for a long period of time.  Account will be in suspended mode for about 60 days from the letter date before it gets closed .  According to customer service my account has been inactive for...
  • Pentagon Federal Credit Union (Penfed) membership
    on Feb 26, 2009
    I have been shopping around to refinance my mortgage loan.  I came up with list of credit unions which offer competitive interest rates compared to big name banks.  Among these credit unions I decided to go with Pentagon Federal Credit Union (penfe...
  • Fee for ATM Card renewal?
    on Feb 26, 2009
    Financial institutions are becoming more and more creative to come up with ideas to generate revenues.  The other day I realized that one of my credit union's ATM Card has expired about couple of months back.  I do not recall receiving new ATM card
  • Security questions based on information available from public records
    on Jan 1, 1970
    Today I had to call Chase to get help on logging into my online account.  The issue is that Chase did not recognize my computer.  I landed on a web page to request a passcode and their system called me to provide me 8 digit code.  I entered the co...
  • WAMU (now Chase) security measures to view cleared check
    on Jan 1, 1970
    I have checking account with WAMU (now Chase).  There have been some changes recently to view cleared check images.  Now the system asks two security questions provided at the time of online registration.  If you answer them incorrectly twice,  s...
  • Fidelity 401k Rollover IRA review
    on Jan 1, 1970
    It has been more than three years since I left my previous employer and my 401(k) account is still with them.  I am basically stuck with few fund options provided and they are not up to my satisfaction.   I am looking for more safer investment opt...
  • Mountain America Credit Union 5 year Term Deposit at 4%
    on Jan 1, 1970
    Mountain American Credit Union is offering 5 year Term deposit interest rate at 4%.  It is one of the best long term deposit rate considering sliding interest rates in the current market conditions. Membership: Membership application can be submitt...
  • TreasuryDirect Access Card - Request for replacement card
    on Jan 1, 1970
    Last year TreasuryDirect introduced Access Card to provide additional layer of security to protect online customers.  Unfortuantely I never received Access Card in the mail.  Probably it got lost in the mail.  I never bothered to login to Treasury...
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