A Philippine blog promoting financial literacy. It provides advice and tips on saving, banking, and investing. It's all about using financial literacy to build a better future.

Owner: personalfinanceapprentice

Listed in: Finance

Language: English

Tags: personal finance, saving tips, investing, build a better future, financial literacy

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Latest Blog Posts for The Personal Finance Apprentice

  • Can A Time Deposit Beat Inflation?
    on May 28, 2014 in personal finance
    The simple answer is, of course, "no".But that's just the simple answer. Technically it's true, but you can change that.Read more »...
  • Supply-side, Demand-side; Still the same coin
    on May 18, 2014 in personal finance
    Do you think parents start off at a disadvantage when it comes to financial decisions?I've been thinking about this question for several days now. It started when I decided to have a few pictures of my baby daughter printed.Read more »...
  • Critical Thinking and Meralco
    on May 15, 2014 in general interest
    You've probably seen this Meralco advisory before.But let's examine what it's trying to say:Electricity rate is going down.Meralco contracted more power producers to make this happen. Basically, they are good guys.But did you know you sho...
  • Synergize
    on May 14, 2014 in personal finance saving
    Ever played magic the gathering? I only ask because some otherwise plebeian cards become very powerful when used with each other. It's colloquially called a "combo".In basketball, there's a similar thing. Teams perform well and win...
  • Can I Invest Before Or While Building My Emergency Fund?
    on May 11, 2014 in personal finance
    That's a question you've probably asked yourself. And actually I struggled with it myself initially. Someone asked me this question via email, and I'm sharing my answer here. Partly because it might be helpful to others, but mostly becaus...
  • The Mindset to Succeed
    on May 7, 2014 in mind setting
    "Whether you think you can or whether you think you can't, you're right."Today I'd like to share this12-minute video about how important it is to believe in yourself - and believe in each other; and just how much impact it has.R...
  • On Losing Weight And Saving MoneyThere used to be a time when losing weight was "in vogue" as summer approaches. That's not true now, of course. Losing weight is "in vogue" throughout the year.Read more »...
  • Average Daily Balance, And Why Your Savings Account Paid Even Less Than Your Already Low Expectation
    on Apr 29, 2014 in banking
    My second job was at a bank, and that's when I really started saving. During my first year at that job, I was able to save 12,000 in my first year. That amount was higher than my monthly gross pay, so I was pretty happy I was able to save that...
  • Is it ok to invest in stocks while still learning?
    on Apr 27, 2014 in investing
    That's the question one reader asked me via the comment section. I've already provided an answer, but I thought this was actually a pretty "universal" question and wanted to give it a more thorough answer via it's own post.But f...
  • Why Trade Currency?
    on Apr 16, 2014 in forex
    One of the limitations of blogging about personal finance without becoming an expert first, is that there are a few topics I probably shouldn't touch. Like Forex.It's a perfectly legitimate investment vehicle, and people do invest in them. Ho...
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