Understanding the Credit Crisis
on Nov 8, 2009 in credit crisis If you want to understand the basics of what caused the credit crisis that we are now experiencing, watch this video:There are, as I see it, two overarching causes of the credit crisis: 1) greed and 2) well-intentioned but misguided liberal lobbyists...

ehealthinsurance Saved Me $100/month
on Jul 24, 2009 in Insurance Save Money Whenever I find a company that provides an exceptional service or product, I don’t mind advertising for them. In the last month, like most of us, I’ve been trying to cut expenses where I can. I decided to start looking into different companies fo...

What the Bible Says About Personal Finance
on Apr 27, 2009 in Personal Finance The Bible is a well-known spiritual guide, but how many of us have looked through its teachings with regard to personal finance? What does it say? Here’s a list of scriptures from the Bible that, if followed, will help you grow your personal wealth...

What to Do If you Have Bad Credit
on Apr 8, 2009 in Credit Repair Credit Unless you have no connection to the outside world, then I’m sure you are fully aware of the credit crisis we are experiencing in this country. This credit crisis essentially has happened because loans were granted to people that could not afford t...

How to Dispute an Error on Your Credit Report
on Apr 8, 2009 in Credit Repair Credit Credit Improvement One of the many problems with our credit system is that it allows for so many errors to show up on our credit reports. With identity theft increasing at an alarming rate, you need to monitor your credit report and remove the errors fraudulent activit...

Should You be Refinancing?
on Apr 8, 2009 in Personal Finance Refinance On April 3, 2009, Fannie Mae sent out a press release that refinancing volume reached $77 billion in March—the company’s largest refinance month since 2003. Now is a great time to refinance; perhaps you should look into refinancing your home as w...

Four Myths about Credit Debunked
on Apr 8, 2009 in Credit For most people, credit scores are something of an enigma. We all understand the basic underlying principle—if I pay my bills, I’ll have good credit—but few of us actually know the details involved in calculating a credit score. Worse yet, many...

Three Ways to Add Good Credit
on Apr 8, 2009 in Credit Credit Improvement Piggyback The best possible way to add good credit or establish credit if you have none is to piggyback on someone else’s credit. If you have a friend or relative whom you trust immensely to pay all their bills on time, you can ask them to request...

How to Build Business Credit
on Apr 7, 2009 in Business Credit Credit If you are at the point of wanting to build business credit, I’m going to assume that you have already set up your business and filed all the appropriate paperwork for licensing and so forth. Having that out of the way, you are now ready to start b...

Four Ways To Save Money
on Apr 7, 2009 in Personal Finance Save Money With a worldwide economic recession in our laps, many of us are looking for ways to save money. You may be surprised to know that there are some cuts you can make around the house that don’t require a whole lot of effort. Here are four easy tips th...