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Do you have questions about credit, loans, or some other aspect of personal finance. We have your answers right here.

Owner: oakeyb

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Tags: personal finance, credit repair, credit cards, home loans

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Latest Blog Posts for The Path to Wealth

  • How to Do a Debt SnowballDebt can be a very stressful and even suffocating circumstance. Many people have no idea how to even go about tackling their debt; and consequently, their debt continues to grow and compound until either John debtor does something about it or it crus...
  • Is there a Way to Get a Free Credit Report
    on Aug 4, 2010 in Credit Questions
    Reader QuestionThere are a million sites that claim to offer a free credit report, but they are just trying to sell on a service. Is there anywhere where you can actually get a free credit report?Yes. There absolutely is. All three credit bureaus, by...
  • Understanding the Credit Crisis
    on Nov 8, 2009 in credit crisis
    If you want to understand the basics of what caused the credit crisis that we are now experiencing, watch this video:There are, as I see it, two overarching causes of the credit crisis: 1) greed and 2) well-intentioned but misguided liberal lobbyists...
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    on Jul 24, 2009 in Insurance Save Money
    Whenever I find a company that provides an exceptional service or product, I don’t mind advertising for them. In the last month, like most of us, I’ve been trying to cut expenses where I can. I decided to start looking into different companies fo...
  • What the Bible Says About Personal Finance
    on Apr 27, 2009 in Personal Finance
    The Bible is a well-known spiritual guide, but how many of us have looked through its teachings with regard to personal finance? What does it say? Here’s a list of scriptures from the Bible that, if followed, will help you grow your personal wealth...
  • What to Do If you Have Bad Credit
    on Apr 8, 2009 in Credit Repair Credit
    Unless you have no connection to the outside world, then I’m sure you are fully aware of the credit crisis we are experiencing in this country. This credit crisis essentially has happened because loans were granted to people that could not afford t...
  • How to Dispute an Error on Your Credit ReportOne of the many problems with our credit system is that it allows for so many errors to show up on our credit reports. With identity theft increasing at an alarming rate, you need to monitor your credit report and remove the errors fraudulent activit...
  • Should You be Refinancing?
    on Apr 8, 2009 in Personal Finance Refinance
    On April 3, 2009, Fannie Mae sent out a press release that refinancing volume reached $77 billion in March—the company’s largest refinance month since 2003. Now is a great time to refinance; perhaps you should look into refinancing your home as w...
  • Four Myths about Credit Debunked
    on Apr 8, 2009 in Credit
    For most people, credit scores are something of an enigma. We all understand the basic underlying principle—if I pay my bills, I’ll have good credit—but few of us actually know the details involved in calculating a credit score. Worse yet, many...
  • Three Ways to Add Good Credit
    on Apr 8, 2009 in Credit Credit Improvement
    Piggyback The best possible way to add good credit or establish credit if you have none is to piggyback on someone else’s credit. If you have a friend or relative whom you trust immensely to pay all their bills on time, you can ask them to request...
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