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A personal finance blog to discuss anything during the journey to become financially independent.

Owner: ChampDog

Listed in: Finance

Language: English

Tags: Investment, Financial, Finance, Money, Bussiness

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Latest Blog Posts for Become Financially Independent

  • 2015 Expenses Update in Sydney
    on Feb 27, 2016 in Migration Tips Personal Finance
    Previously I posted "living expenses in Sydney for 2 adults" is around $54.7K might not be completely correct due 2 adults expenses only started actually in May. So, my 2015 expenses may be more accurate for 2 adults instead.My expenses in 2015 was $...
  • 2016 Resolutions and Review
    on Jan 7, 2016 in Miscellaneous Stuff
    Wow, time flies. I have migrated here in Australia for 2 years. It has been 2 years I don't have a resolution. Now I think it is time to start for 2016! Before that, let's do some reviews.What happened in 2013 & 2014?Still have a job luckily but...
  • How much you need to earn to own a house or unit in Australia?
    on Dec 15, 2015 in Real Estate
    This is how much you need to earn per year to survive in Australia! It is based on the current (Dec 2015) median price and of course this is just a guideline. City House Unit...
  • Citibank in Australia is NOT Good
    on Nov 29, 2015 in Migration Tips QVB
    When I first rented a first property here in Sydney, my rental agent surprised that I was using Citibank and he told me that usually local here don't use Citibank. At that I just listened and continued to use Citibank since it was my favorite bank bu...
  • Understand Excess Reduction in Car Rental
    on Aug 24, 2015 in Saving Tips Travel Experiences
    You may or may not know about this excess reduction in car rental every time when you are travelling. In fact, a lot of people misunderstand that this in an insurance and I'm confused myself too when first I started renting car here in Australia.In f...
  • Beware of Non-compete Clause in Your Offer Letter
    on Jul 24, 2015 in Careers/Employment
    This is something I learned lately while searching for a job especially for the job that posted by my company's competitor. So the conversation goes like that:HR: What is your limitation?Me: I don't have any limitation. I'm a full time perm...
  • Buying Electronic Items Saving Tip In Sydney
    on Jun 5, 2015 in Saving Tips
    I just learned this tip last month when buying TV in Sydney that we can actually get discount by showing the lowest price that you can find in internet. They will offer you at that lowest price or sometimes lower even though the item is already at of...
  • Where to Invest Property in Sydney?
    on Apr 18, 2015 in Investing Tips Real Estate
    If you ever want to invest or buy a property in Sydney (yeah, I know is expensive), one of the things you can look at is the "potential" of  that area. But how do we know where has the potential?This website has the answer: A Plan for Growing Sy...
  • Company Title - Is it different from Strata Title?
    on Feb 27, 2015 in Real Estate
    I came across this "Company Title" term when looking for a property in Australia particularly for apartment property. It seems like not all apartments are strata title, some of them are actually company title. What are the differences?Company Title v...
  • Living Expenses in Sydney For 2 Adults
    on Jan 2, 2015 in Migration Tips Personal Finance
    If you wonder how much living expenses in Sydney, this is the right place for you. I have started to track my expenses since January last year and I think it is good time now to share with you so you have general idea how much you need to prepare if...
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