Malaysia 2010 Budget - What should I do with it?
on Nov 15, 2009 in Financial News If you're Malaysian, you may wonder what are the action that you should take with the recent budget 2010 announcement. If you're not Malaysian, you can ignore this post. These are the KEY summary of Malaysia budget 2010 which most likely may impact...

How are people feeling about the economy now?
on Nov 7, 2009 in Economy Discussion Indonesians don't see the economy as bad as it is blown up in the news. They still go on holiday, shop in malls, eat in food courts, travel out of down. Is this what is happening in Malaysia too?Koreans feel quite positive about the economy now due t...

Are You Ready in 21st Century? Speak Chinese?
on Oct 18, 2009 in Economy Discussion 19th century belonged to England, 20th century belonged to United State, and 21st century belongs to China. Do you agree?When I was first graduated around 10 years ago, I were not required at all to deal with China people and today it is almost like...

Waive Late Credit Card Payment Fees and Charges
on Sep 20, 2009 in Saving Tips Credit Cards Do you aware that we can actually waive the credit card late payment charges? I wasn't aware of this until one day the bank officer called me to remind me that my credit card payment was due. So, I just simply tried my luck and asked him:Me: I have n...

What Determines the Value of Money?
on Sep 13, 2009 in Economy Discussion We invented the money as medium of exchange but how are we going to determine the value of money? What do we mean by $1? What do we mean by $100? Who is in charge of determines the value of money?The value of money has really no meaning at all until...

What is Money and Why It was Created?
on Aug 8, 2009 in Economy Discussion In my previous post - simple way to explain the economy, I clearly explained that why people want to trade not only for the benefit of 2 parties but SYNERGY. So, no way we can stop trading. Because of trading, economy exists and so does the money wa...

Simple Way to Explain How Economy Works
on Jul 20, 2009 in Economy Discussion I read this example from one of the economy book that I think it is the best example to explain how economy works as in general. The economy itself is very complex because it involves many people. What if I simplify the world to only 2 people with on...

Shall I travel during this H1N1 (Swine Flu) outbreak?
on Jul 5, 2009 in Travel Experiences Time flies and I’m going to travel to Europe again in this coming Friday. The last trip I only stayed in Ireland for 3 weeks and this round I’m going to travel outside of Ireland for about 2.5 weeks.The countries that I going to visit are:United...

Do you think Direct Selling is SCAM?
on Jun 14, 2009 in Multi-Level Marketing It has been quite some time I’ve never had a chance talk to a direct selling person. Until recently, someone just started to approach me about direct selling. It is actually my neighbour insisted want to talk to me. I rejected at the first place bu...

Simple Way to Explain “Rule of 72”
on Jun 6, 2009 in Personal Finance Perhaps the most useful financial formula is the “Rule of 72”. It is a simple way to “estimate” how long it takes to double your money without using the complex financial formula.However before you even want to know about this rule of 72, the...