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Latest Blog Posts for Insurance Information

  • Buying Life Insurance: What Kind and How Much?
    on Sep 9, 2010 in Life Insurance
    Life Insurance Finding the middle ground between being "insurance poor" and unprotected requires assessing real needs and choosing products that are affordable. This article introduces different types of insurance products and the role that they can...
  • Liability Insurance
    on Sep 3, 2010 in Insurance
    Liability Insurance Liability insurance is a very broad superset that covers legal claims against the insured. Many types of insurance include an aspect of liability coverage. For example, a homeowner's insurance policy will normally include liabilit...
  • Kinds of Insurance Companies
    on Sep 3, 2010 in Insurance
    Insurance Companies Logo Insurance companies may be classified into two groups: Life insurance companies, which sell life insurance, annuities and pensions products. Non-life, General, or Property/Casualty insurance companies, which sell other types...
  • Closed community self-insurance
    on Sep 3, 2010 in Insurance
    Some communities prefer to create virtual insurance amongst themselves by other means than contractual risk transfer, which assigns explicit numerical values to risk. A number of religious groups, including the Amish and some Muslim groups, depend on...
  • Explanations about Property Insurance
    on Sep 3, 2010 in Property Insurance
    Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, inland marine insuran...
  • History of Insurance
    on Sep 3, 2010 in Insurance
    History of Insurance In some sense we can say that insurance appears simultaneously with the appearance of human society. We know of two types of economies in human societies: money economies (with markets, money, financial instruments and so on) and...
  • Insurance financing vehicles
    on Sep 3, 2010 in Auto Insurance
    Fraternal insurance is provided on a cooperative basis by fraternal benefit societies or other social organizations. No-fault insurance is a type of insurance policy (typically automobile insurance) where insureds are indemnified by their own insure...
  • Explanations about Life Insurance
    on Sep 3, 2010 in Life Insurance
    Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Life insurance policies often allow t...
  • Credit insurance terms
    on Sep 3, 2010 in Insurance
    Credit insurance Credit insurance repays some or all of a loan when certain things happen to the borrower such as unemployment, disability, or death. Mortgage insurance insures the lender against default by the borrower. Mortgage insurance is a form...
  • Explanations about Home Insurance
    on Sep 3, 2010 in Home Insurance
    Home Insurance Home insurance provides compensation for damage or destruction of a home from disasters. In some geographical areas, the standard insurances exclude certain types of disasters, such as flood and earthquakes, that require additional cov...
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