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My blog is about budgeting, saving money, getting out of debt and improving credit. I started it as a way of sharing knowledge in these areas I'd gained over the last 10+ years working in the debt settlement and mortgage industries.

Owner: mymoneymess

Listed in: Finance

Language: English

Tags: budget, debt, credit

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Latest Blog Posts for My Money Mess

  • You Can Economize Yourself Right Out of BusinessThis is a pretty familiar scenario. I’ve heard small business owners say it and I’ve heard Fortune 500 CEOs say it and I don’t see the logic in it. “Due to lower revenue/sales, we are taking measures to reduce costs.” Hu...
  • If I Had Won The Mega Millions
    on Apr 2, 2012 in budget make more money
    I figure if I’d been one of the three Mega Millions winners I’d have netted about $50 million in a lump sum after the split and taxes were taken out. For all you math geeks out there I know this isn’t necessarily accurate but since...
  • Life…
    on Mar 25, 2012 in Uncategorized
    Wow. It really has been a long time since I posted anything at all. The tone of this post is going to be a bit different from previous posts. In the past I’ve tried to make my posts informative, even educational. Think I’m going to change...
  • Emergency Funds – How Much is Enough?
    on Jul 25, 2011 in build savings financial control
    Financial experts and advisers may not agree on much but they all tend to agree on one thing. You need to have an emergency fund. Common advice is to have between three and six months’ worth of expenses in your emergency fund. The question of t...
  • Tax Day
    on Apr 17, 2011 in Uncategorized taxes
    Tax Day – the day our income tax filings are due – is tomorrow. Normally I grumble a lot around this time of year about how screwed up this system is. You have to scramble to get all your crap together so you can fill out some paperwork t...
  • What I’m Up To
    on Apr 14, 2011 in Uncategorized
    If you’ve followed my blog for any length of time, thank you. If you’ve wondered why I haven’t posted very much recently, I’m going to tell you. Some of this information is necessarily general, but I’ll fill in details a...
  • Rebuilding Credit
    on Apr 7, 2011 in credit credit score improvement
    If some change in your circumstances such as serious illness, loss of your job, divorce, etc. sends your financial life into a tailspin your credit score is likely to suffer. How much it suffers of course depends on how bad your circumstances get bef...
  • A Debt Settlement Example
    on Mar 29, 2011 in debt debt settlement
    I’m often asked how debt settlement works and whether or not it’s a good way to get out of debt. The answer to the first question is yes. Debt settlement does in fact work. The answer to the second question is that it depends on your fina...
  • A Little Right and A Little Wrong
    on Mar 23, 2011 in buying a home home loans
    Woohoo a new post! A lot going on for me the last few weeks. Starting a new business. Had a bit of a snafu with my hosting company. If you tried to get to the site and found it was down, I apologize. I’ve switched hosts and everything is stabil...
  • Weekly Roundup
    on Mar 7, 2011 in Uncategorized
    Another crazy week for me. It’s after 11 PM Sunday and I’m just getting this done. (Though I made a big goof earlier. I started working on it 12 hours ago and when I had to leave to go run errands with my wife I hit publish instead of sav...
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